Медицинские накопительные счета механизм эффективного управления и финансирования охраны здоровья граждан.

Гришин В.В. - профессор, доктор экономических наук, Заслуженный экономист Российской Федерации, помощник Председателя Счетной палаты Российской Федерации.

MEDICAL ACCUMULATION ACCOUNTS A MECHANISM FOR EFFICIENTLY MANAGING AND FINANCING THE HEALTHCARE SYSTEM

The paper is devoted to the issues of developing new approaches to the organization, management and financing of the healthcare system. The paper analyzes the principles and models of the domestic healthcare system, its funding mechanisms. The author is the first to put forward the system of individual healthcare accumulation accounts based on the funding principle “money goes together with a patient”.
The paper describes the way the accumulationmedical insurance model functions, demonstrates its advantages and shows the experience of the USA in introducing individual healthcare accounts.

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